How many passwords does an average Joe or Jane has to remember? Obviously, it’s not just one or two. Security requirements vary among online services, accounts and applications, allowing (or disallowing) certain passwords. Seven years ago, Microsoft determined in a study that an average user  had 6.5 Web passwords, each of which is shared across about four different websites. They’ve also determined that, back then, each user had about 25 accounts that required passwords, and typed an average of 8 passwords per day.